Retiring to Thailand on a German pension — the 15-point guide

For German, Austrian and Swiss retirees (55–70) weighing the move honestly. No glossy brochure — the 15 points that truly decide between a relaxed and a stressful start, in the order to tackle them. Clarify your visa realistically — which route fits your age, income and plans · Health insurance first, not last — suitable expat cover · Keep pension & tax clean — double-taxation treaty & residency · Rent or buy: test first, then commit — freehold condo & foreign quota · Budget honestly — what YOUR life costs, not "what Thailand costs"